Flood Zones

Highlands County Florida Flood Zone Map

Flood Zone Map

Flood Zone Definitions

V100-year floodplain with wave action, no BFEs determined.
VE100-year floodplain with wave action, with BFEs determined.
A100-year floodplain, no BFEs determined.
AE and A1-30100-year floodplain, with BFEs determined.
AH100-year floodplain, with ponding, with BFEs determined.
AO100-year floodplain, with sheet flow, with BFEs determined.
AR100-year floodplain, previously protected by flood control structures and being restored.
A99100-year floodplain, that will be protected by a flood control project under construction.
IN100-year floodplain, no BFEs determined.
B, X500500-year floodplain (0.2% annual chance of flooding)
C, XOutside 100-year and 500-year floodplain.
D, UNDESPossible but undetermined flood hazards.
ANIArea Not Included in any flood study.
  • BFE = Base Flood Elevation.
  • 100-year floodplain means there is a 1% annual chance of flooding at or above the base elevation.
  • FEMA states there is a 26% chance of flooding over the life of a 30 year mortgage for structures within the 100-year floodplain.